When it comes to saving money, we all have good intentions. However, that is not enough if you want to seriously save some money for a new house, car, or a rainy day. We keep telling ourselves that once we meet a certain target such as a specific age, raise, or an event occurs that we would start saving. But, it just leads to a delay and we keep putting the thought of developing healthy money habits on hold. This has an adverse impact on our future. The goal should not be to save a lot of money, but to save a certain amount of money regularly in order to build up some wealth. If you have been having trouble trying to save money, then, you should know that you are not alone. This post looks at the top 8 ideas to save money.

  1. Use Coupons

There is a reason why millions of people around the globe use coupons. They help people save a ton of money. When you use a coupon, it allows you to save money and you end up paying just a fraction of the cost. This has a great impact on your savings and helps you save more money. If you want to take advantage of coupons, then, you need to try out CouponVario. It is your one-stop destination to all things coupons. You will be amazed by the variety of coupons and how much money you will actually end up saving when you use the platform for getting coupons. More and more people have started to realize the importance of coupons and how they help reduce the price of products and services. This has led to an increase in demand for coupons. Thus, it is a good idea to start using coupons to save money.

  1. Ditch Debt

The thing about debt payments is that they make you broke. There is no way out of debt as making monthly debt payments is simply not enough if you want to start saving money. Debt rots away your income. Hence, it is about time you eliminated debt. Try the debt snowball method to get rid of debt in the fastest way possible. You will not regret it. It helps you pay off most of your debts so that you can start saving. The thing about ditching debt is that it is more about changing your behavior than just numbers. As soon as your income gets freed, you will start to see real progress in your saving goals.

  1. Reduce Groceries

Although you might not think much of it, but groceries can easily end up costing hundreds of dollars. You will be shocked by how much you spend every money at your local grocery store. It is easy to walk along the food aisles and grab that bag of chips and Oreos. The grocery store has been designed to make you buy as much of things as possible. This is why you need to be on the alert when shopping for groceries. Buying extra goodies every time you head to the grocery store could end up costing you a lot of money. Besides, many households end up wasting a lot of the food items that they buy which has a serious toll on their savings. Instead, you should plan out the meals for each week and only shop for items that you absolutely need. Moreover, you should ditch all the junk food. This will have a good impact on your health and wallet.

  1. Cancel Automatic Memberships & Subscriptions

Subscriptions and memberships such as Netflix, Spotify, Hulu, Amazon Prime, and the gym could easily cost hundreds of dollars. This is why you need to cancel out any subscriptions and memberships which you do not use regularly.

Moreover, it is a good idea to turn off any auto-payments. By canceling them out, you will think about your expenses and only pay for those which are truly necessary. It might be a better idea to share membership with friends or family. Hulu and Netflix allow you share your account with two or more people.

  1. Shop For Generic Things

Most of the time, the main difference between a branded product and your regular product is marketing. Hence, if you want to save a ton of money, it might be in your best interest to shop for generic brands. Buy generic medicine and food staples such as beans and rice. The same goes for just about everything, from clothes to cleaning supplies. It will work wonders.

  1. Cut Your Cable

The truth is that cable TV is not worth the hundred dollars you have to pay every month. With cable prices on the rise, it would be better to cut your cable to free up some money. You do not need to watch cable TV to catch up on your favorite shows. There are plenty of alternatives to cable TV like streaming services and network apps.

  1. Automatically Save Money

One of the best ways to save money is by setting aside a certain percentage of your paycheck. You can start small by saving 10 percent of your monthly paycheck and move from there. When you save money every month, it helps you to save up a ton of money in a short period of time. This is why you should have an automatic deduction of a certain amount from your salary account. The money will be transferred to your savings account.

  1. Reduce Your Electricity Bill

Another great way to save money is by reducing your electricity bill. A few tweaks will allow you to reduce your energy costs considerably. For instance, you could spend less time taking a hot shower, fix leaky pipes, wash clothes with cold water, install a dimmer switch, and use LED lights. Furthermore, you should always shop for energy-efficient appliances to cut down on your electricity bill.



The secret to saving money is dedication. The above top 8 ideas for saving money will help you save the amount of money you need to go on a European holiday, to buy a home, or save for your retirement.